Currently the majority of housing on the reservation is in trailer homes and tribal HUD housing. These homes are inefficient and environmentally unsustainable. They are expensive to heat in the winter and cool in the summer. There is a lack of planned communities on the reservation, with many neighborhoods that have just been settled and not developed for a long term vision. We will create a sustainable housing sector where homes will be owned by families. These homes will be built with renewable energy practices and use the natural elements to heat and cool. The neighborhoods will be designed with sidewalks, bike paths, small parks and outdoor community spaces for people to gather. The majority of these homes will be three to four bedroom homes sitting on an acre or half-acre piece of property. Once our lots are created, we will be able to use new types of lending like the Wells Fargo Native American lending program (which uses a BIA 184 guaranteed loan). This type of lending has been successful on Pine Ridge, but many families are lacking the land to build their homes.